Trusted by South Florida's Real Estate Professionals

The loan officer the pros choose for their own mortgages.

Michele Hart has guided more than 1,000 South Florida families home. Real estate professionals trust her with their personal deals — because when you've seen every lender work, you know exactly who to call.

1,000+Loans closed for FL families

DirectMichele's line, not a call center

LocalBoca Raton branch office

Michele HartSenior Loan Officer · Fairway Independent Mortgage
2600 N. Military Trail, Suite 270, Boca Raton, FL

Start your free pre‑approval

Takes 60 seconds. No credit impact to inquire. Michele responds personally — usually same day.

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By submitting, you agree to be contacted by Michele Hart / Fairway Independent Mortgage by phone, text, or email about your inquiry. Consent is not a condition of purchase. This is not a commitment to lend. All loans subject to credit approval.

Loan Programs

One loan officer. Every kind of borrower.

Fairway Independent Mortgage offers a full menu of loan programs, and Michele will match you to the right one — not push you into the wrong one.

First-Time Buyers

Low down payment options, FHA loans, and step-by-step guidance for your very first mortgage. No question is too basic.

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Home Purchase

Conventional, FHA, and VA purchase loans with fast pre-approvals that help your offer stand out in South Florida's market.

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Luxury & Jumbo

Financing for higher-value Boca Raton and Palm Beach properties, with jumbo programs built for complex income pictures.

Explore jumbo

Refinance

Lower your payment, shorten your term, or tap your equity. Michele will run the numbers honestly — refinancing isn't right for everyone.

Check my options

How It Works

From first call to closing day

A mortgage has a lot of moving parts. Michele's job is to make sure you only ever have to think about three of them.

Tell Michele your goal

A quick conversation about what you're trying to do — buy, refinance, or just explore. You'll know where you stand the same day.

Get pre-approved

Michele gathers your documents, runs the numbers, and issues a pre-approval letter you can shop with confidently.

Close with confidence

She stays on top of underwriting, appraisal, and deadlines so your closing happens on time — and keeps you updated the whole way.

Meet Michele

A loan officer who actually picks up the phone

Michele Hart is a Senior Loan Officer with Fairway Independent Mortgage in Boca Raton, Florida. Her borrowers consistently describe the same experience: clear communication, honest advice, and a closing that happens on schedule.

Based at Fairway's Boca Raton branch — 2600 N. Military Trail, Suite 270
Purchase, refinance, FHA, VA, conventional & jumbo programs
More than 1,000 loans closed across purchase, refi, and jumbo
Direct line: (561) 445-1408 — you talk to Michele, not a call center

Ready to see what you qualify for?

Free pre-approval. No obligation. No credit impact to start the conversation.

Start My Pre-Approval Call (561) 445-1408

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